Liability, comprehensive, collision, uninsured motorist, and how each line appears on a declarations page.
The phrase full coverage is a colloquial shorthand, not a policy term. In most U.S. states it generally refers to a policy that combines state-required liability with comprehensive and collision coverage on the insured vehicle.
Liability covers injuries and property damage the policyholder causes to others. Comprehensive covers most non-collision damage to the insured vehicle, such as theft, hail, or fire. Collision covers damage to the insured vehicle from an impact with another vehicle or object. Uninsured and underinsured motorist coverage protects the policyholder when an at-fault driver has insufficient or no insurance.
On a declarations page each of these coverages appears as its own line item with a specific limit, deductible, and premium. Reading the page line by line is the clearest way to confirm what is and is not included in a policy.
