SMS Terms of Service

Last updated: January 1, 2026.

1. Program description

The Lienholder Lane SMS program delivers educational text messages about financed and leased vehicle insurance terminology, including reminders, glossary notes, and announcements about new informational content. Lienholder Lane is not an insurance company, agent, broker, or marketplace, and the program is not used to quote, sell, or solicit insurance.

2. How to opt in

You may opt in by completing the Subscribe form on this website and checking the applicable SMS consent box. Both SMS consent boxes are unchecked by default. Providing a phone number is optional and is never required to access content on the Site.

3. Message categories

  • Account notification: educational reminders and account-related updates you have requested.
  • Marketing: announcements about new guides and informational content.

Each category is a separate opt-in and may be selected independently.

4. Message frequency

Message frequency varies based on the categories selected and content availability.

5. Cost

Message and data rates may apply, depending on your mobile plan. Contact your wireless provider for details.

6. How to opt out

You can opt out at any time by replying STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any message. After processing, we will send a single confirmation message and no further messages will be sent unless you opt in again.

7. How to get help

Reply HELP to any message for support, or email support@lienholderlane.com.

8. Carriers

Supported carriers include AT&T, T-Mobile, Verizon Wireless, Sprint, Boost Mobile, U.S. Cellular, MetroPCS, Cricket Wireless, and most other major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

9. Privacy

Phone numbers and SMS consent information are used only to deliver the educational text messages you have requested. We will never sell, share, rent, or transfer your phone number or SMS consent information to any insurance carrier, insurance agent, insurance broker, lead aggregator, marketing partner, or other third party for their own marketing purposes. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for more details.

10. Eligibility

You must be the account holder or have authority to consent for the mobile number provided, and you must be 18 years or older.

11. Changes

We may update these SMS Terms from time to time. Material changes will be posted on this page with a revised date.

Contact Us

  • Company or Website Name: Lienholder Lane
  • a DBA of Coverly Rated LLC
  • Address: 30 N Gould St Ste R, Sheridan, WY 82801
  • Phone: +1 (307) 577-1303
  • Email: support@lienholderlane.com
  • Website: https://lienholderlane.com
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