Privacy Policy
Last updated: January 1, 2026.
1. Introduction
Lienholder Lane (the "Site," "we," "us," or "our") publishes educational content about financed and leased vehicle insurance terminology. This Privacy Policy explains how we collect, use, and disclose information about visitors and subscribers. We are not an insurance company, agent, broker, or marketplace.
2. Information we collect
We collect only the information you choose to provide, including:
- Contact details you submit through our Subscribe or Contact forms (name, email, optional phone number).
- SMS consent preferences and timestamps when you opt in to text messages.
- Basic technical information such as IP address, browser type, and pages visited, collected through standard server logs and analytics.
3. How we use information
We use the information to:
- Deliver the educational content, guides, and SMS updates you have requested.
- Respond to inquiries submitted through the Contact form.
- Maintain, secure, and improve the Site.
- Comply with applicable laws and respond to lawful requests.
4. SMS program privacy
Phone numbers and SMS consent information collected through our opt-in forms are used only to deliver the educational text messages you have requested. We will never sell, share, rent, or transfer your phone number or your SMS consent information to any insurance carrier, insurance agent, insurance broker, lead aggregator, marketing partner, or other third party for their own marketing purposes. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. This is a defining limitation of our program.
5. Sharing of information
We share information only with service providers that operate the Site or our SMS delivery infrastructure under written agreements requiring confidentiality and use limitations, or when required by law. We do not sell personal information.
6. Cookies and analytics
The Site may use cookies and similar technologies to remember preferences and measure traffic. You can control cookies through your browser settings.
7. Your choices
- You can opt out of SMS messages at any time by replying STOP to any message.
- You can request access to or deletion of information you have submitted by emailing us.
- Consent to receive SMS is never a condition of accessing content on the Site.
8. Data retention and security
We retain information only as long as needed to fulfill the purposes described above or as required by law. We use reasonable administrative and technical safeguards but no method of transmission or storage is fully secure.
9. Children
The Site is not directed to children under 13 and we do not knowingly collect information from them.
10. Changes
We may update this Privacy Policy from time to time. Material changes will be posted on this page with a revised date.
Contact Us
- Company or Website Name: Lienholder Lane
- a DBA of Coverly Rated LLC
- Address: 30 N Gould St Ste R, Sheridan, WY 82801
- Phone: +1 (307) 577-1303
- Email: support@lienholderlane.com
- Website: https://lienholderlane.com